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Conveyancing FAQ

Below are answers to some of the questions that we are most frequently asked. If you are planning to move home, or are involved in any type of property transaction, please contact us for advice.

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What is conveyancing?

Conveyancing is the process of transferring ownership of property or land from one person to another.

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How long will my conveyancing take?

The timescale will depend on a number of factors, such as:

If a transaction goes ahead without any major problems then it is possible for it to complete in around 6 weeks.contact us This is only a very general guide. Transactions often take longer than this, but some can be quicker.

At Hoole and Co. we will do everything possible to ensure a quick and efficient transaction and to work with you on proposed moving dates where practical.

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Do I need a survey?

If you are obtaining a mortgage your lender will have the property inspected to see if it is suitable for them to lend against. It is important to realise that this is a very rudimentary valuation aimed only at protecting the lenders investment and not your interests.

For an additional fee you have the option of having a survey done which will provide you with more detailed information about the property, and it may highlight any problems with the property that you should be aware of.

It is often advisable to have a more detailed survey carried out on older properties, or simply if you want the additional peace of mind that a detailed survey can bring.

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What are disbursements?

Disbursements are expenses that are incurred on your behalf during the conveyancing process.

These are things such as Land Registry Fees and property searches. Your solicitor will give you a full breakdown of any likely disbursements.

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What is 'exchange of contracts'?

Exchange of contracts means the transactions has become binding. On exchange of contracts the completion date (moving date) is confirmed. Contracts are exchanged between solicitors, on the telephone. You do not need to be present for us to exchange contracts.

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When can I book my removals?

It is best to avoid booking your removals until after contracts have been exchanged. Before exchange of contracts, the moving date is not definite and you may end up losing money if it changes after you make your booking.contact us

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What happens on the completion date?

On completion the following will happen:

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We are unmarried and I am putting a bigger deposit into the property. Can I protect it?

If you are putting unequal amounts into the property the person who is paying the larger amount can protect that money by a "trust deed".

This is a legal document which sets out who has put what into the property and it outlines who will get what from the proceeds of the property in the event of separation. For example, it can state that if the house is sold, the person who put in the deposit gets that amount first, before the remainder of the value is shared out.

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I’ve had a quote from you. Are there any hidden charges?

We want to provide transparent pricing and will always quote you honestly. A quote for Conveyancing is made up of two parts, the legal fee (our fee for doing the work) and the disbursements (expenses incurred on your behalf, such as searches).

We will quote you a fixed legal fee to cover the work. We will also quote you all the standard disbursements for your transaction based on the information we have at the time.

Fees and disbursements will only ever change if something comes to light during the Conveyancing process which was unforeseen at the time the quote was given. We will always contact you before incurring additional expenses on your behalf.

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What will I be charged if my transaction falls through?contact us

If your transaction falls through we will charge a proportion of our fee which relates to the amount of work we have carried out, therefore the cost to you will depend on what stage the transaction failed. Any expenses (disbursements) already incurred on your behalf will also be payable.

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